Saturday, 23 June 2018

Top 20 Best Insurance Companies In Nigeria


We all face many kinds of risks: risk of meeting with an accident, falling sick, being a victim of a natural disaster or fire, and above all risk of life. All these risks not only come with pain and suffering but also hurt financially. Insurance is one way of being prepared for the worst or it is for this reason that insurance is such an important component of your financial planning. In this article, we take a look at some of the top insurance companies in Nigeria. There are many criteria on the basis of which such a list can be prepared: Premium collections,Market Capitalisation,revenue, profit, geographical area, assets and more. There are a lot of factors that come into consideration when deciding the best insurance company to patronize. In Nigeria, there are quite a number of insurance companies which makes it even harder to determine the best. Factors like integrity, trust-worthiness, quick response, and reliability have to be considered before signing a deal to patronize such insurers, when these factor are considered insurance became an thing of choice in the mindset of many Nigerian who are one way or other scared of taking risk. This factor has lingered in the heart of many citizens who really don’t understand how this sector works. The top best insurance companies in Nigerian are rank base on some criteria.

   While they are many indices used to reach a conclusion as to which insurance companies are the best in the country, there a few criteria that such companies must meet. These include;
  • They must have a positive history and track record; all great insurance companies have information to support their claim on the nature of policies they offer and why it is best for businesses and individuals.
  • They must be known to the public; even in other industries, reputation means a lot. The reputation of insurance companies provides patrons with information as to why they should take up policies with such companies.
  • Integrity; arguably the most important factor in this line of industry, prospective customers want to know that the company insuring their lives and properties are individuals of high integrity and reliability.
                   

Sunday, 17 June 2018

North London teacher crowned world's best


An instructor who found out to greet her scholars within the 35 languages spoken at her inner-town faculty has been topped exceptional inside the world. Andria zafirakou became decided on from heaps for her paintings with migrant youngsters at Alperton network faculty in Brent, north London.
Because the winner of the fourth annual Varkey basis international trainer prize held in Dubai, zafirakou changed into offered ‎€815, one hundred sixty at a rite attended by means of former us vice chairman al gore and Tony Blair. She's the primary British instructor to win the prize, beating teachers nominated from greater than a hundred and seventy countries. In a congratulatory message British high minister, Theresa might also, said the award become a "becoming tribute" for the whole lot zafirakou had finished.“ being an exceptional teacher calls for resilience, ingenuity and a beneficent heart. Those are the qualities that you percentage together with your college students every day. So, thanks for all you have got finished and preserve to do.”
Zafirakou teaches in one of the poorest components of the United Kingdom, wherein one-third of pupils live in poverty. Lots of her college students come from crowded homes, shared with more than one households, whilst some are exposed to gang violence with the borough having the second highest homicide fee inside the UK.
As a member of the faculty’s senior leadership crew, she transformed their method to attain out to remoted young human beings that will interact in college existence and perform to the high-quality in their competencies.
“I care approximately my college students, all of them," she explained to Euronews. "my job is not finished the moment I leave my classroom. I'm interested in their lives, I make certain that regardless of the problems are, I am there to assist them."
Zafirakou will acquire the coins prize and turn out to be a worldwide ambassador for the Varkey basis. She's required to remain a running teacher for at the least five more years.
Last 12 months, Canadian teacher Maggie MacDonnell received the award for her work with indigenous youngsters within the village of Salluit in northern Quebec.

France to make school compulsory from the age of three

France to make school compulsory from the age of three

kids in France will quickly be required to start school at the age of three below a brand new degree announced by way of President Emmanuel Macron.

The circulate, with a purpose to come into effect in September 2019, drastically lowers the compulsory faculty age, which currently starts off evolved at six.

however, observers say it is more of a symbolic gesture, because the giant majority of mother and father in France already join their kids in an école maternelle (preschool) from the age of three, taking advantage of the free system.

So why the change?
The choice “displays the president's desire to make school the region of real equality and is reputation that the Nicole maternelle should not be taken into consideration as only a form of daycare or training for elementary college, but as a real faculty, focused on the acquisition of language and the development of the child," the Elysée Palace explained in a declaration.

inside the 2015-2016 school yr, nearly 98% of 3-year-olds in France were enrolled at the school, but there were significant variations across the USA.

In Paris, ninety-three percent of 3-yr-olds had been in faculty, while the charge was 87 percent in Corsica and 70 percentage in France’s foreign places territories, in step with authentic figures noted via The Local.

speaking on Tuesday, Macron, who has named training as one of the priorities of his time period, said he was hoping the brand new degree could “accurate this unacceptable differential.”

Taking to Twitter following the assertion, the president shared a listing of children's critiques of the advantages of attending school, which covered the possibility for gaining knowledge of, eating in the cantine and playing. How does it compare to the relaxation of Europe?
The circulate with the aid of Macron will give France the lowest age for starting compulsory education in Europe, in line with records from the European fee. Northern fire requires children to start compulsory schooling at the age of 4, at the same time as in Cyprus it starts off evolved while children are aged four and eight months, according to the 2014-2015 records.

most of the people of nations in Europe require kids to start their schooling at age 5 or six.

The Finland example
In several European countries, compulsory schooling does no longer start until children are seven years old.

this is the case in Finland, whose education device mechanically tops education and worldwide rankings.

“In Finland, there are truly not any arguments to mention that beginning formal college earlier than the age of 7 would be accurate for children’s success later in college,” Finnish schooling expert Pasi Sahlberg told Euronews.

Finnish children have a half of day of obligatory preschool on the age of six, which Sahlberg stated is in the main play-primarily based and centered on boosting social abilities and identifying any studying or developmental problems that may later arise.

“there is a widely wide-spread motive for a later faculty beginning age this is explained with the aid of children’s developmental age as a way to research abstract and conceptual matters, like analyzing and mathematical thoughts,” Sahlberg explained. advantages or drawbacks?
there's debate over what age youngsters must start their formal training, and how gaining knowledge of having to be carried out in early years.

Euronews asked schooling experts what they concept of France's decision. attention on play
Sahlberg said that if the primary 3 years of obligatory education in France have been based on “play, bodily activity, music, arts, and helping kids to increase healthful levels of self-attention and desirable social competencies” it can be "rather beneficial".

“research is very clear that helping youngsters to expand these talents and habits of thoughts thru play in early years is associated to higher wealth, nicely-being, creativity and 2e6e3562d9dbc29d194484e1328ef239 in later years,” he stated.

however, he mentioned that any efforts to make early youth education as a “new primary college” would be a “massive mistake”.

'Formal studying too early may be boring'
Lord Jim Knight of digital education company Tes agreed that the choice to start compulsory training at three will be "a first-rate modern flow, relying on the curriculum."

"for lots parents, a secure academic provision for his or her kids is welcome, liberating them to do other work. but, the evidence from successful Scandinavian countries is that the early year's education needs to consciousness on coaching social abilities and learning thru play," he said.

"I do now not believe it ought to consciousness too early on center talents which include literacy and numeracy. Formal gaining knowledge of too early can be dull and get rid of children from college, mainly boys." focus on high-quality instructors

Yoshie Kaga, a schooling specialist at UNESCO, said obligatory education from any such young age can be fantastic if performed via nicely-trained instructors with opportunities for indoor and out of doors studying, and a curriculum assisting their improvement.

She noted that it can be especially useful for children whose households had been now not able to provide the identical care or schooling at domestic, or for individuals who communicated in a special language outdoor of college.

but, she said that if the preschool schooling and care become of a low first-class, it'd be better for kids to live at domestic.

She delivered that for households which have opted not to send their children to preschool until now, it might be difficult to regulate to the brand new regulations.

“they might feel attached to their younger youngsters, they could feel that from their cultural views, families must live with very younger kids."